A property or home insurance calculator will give you a quote to protect your home and its contents from the unexpected events that can happen in life. Property or home insurance protects against most of the potential risks to your house, such as fire, theft and some types of damage caused by weather. This policy can include specific forms of insurance, such as:
- Fire Insurance
- Flood Insurance
- Earthquake insurance
- Contents Insurance
- Boiler Insurance
Property is normally insured in two main ways named perils and open perils.
Named perils home insurance policy requires the actual cause of loss to be listed in the terms of the insurance policy to be provided. The most common types of named perils include damage caused by specific events such as theft, fire, lightning, or an explosion.
Open perils home insurance covers all the causes of loss that are not specifically excluded in the policy. The main common exclusions in an open peril policy can include damages such as:
- acts of terrorism
Also, any other unexpected events that can cause a loss.
Even if you do not own the place, you call home. Check to see what type of property insurance your landlord has. In the case of fire, theft, or natural disaster, you may find the need to insure your possessions against loss. Most people think that nothing bad will ever happen to them, but when it does, they regret that they do not have any home insurance. At least if you have your personal property insured you will be able to replace some of the items you lost at no extra cost.
Property & Home Insurance Calculators By Country
See a list of property and home insurance calculators by country below so you can compare the costs of the different types of coverage offered by home insurance providers in your area.
United States (US)
Property and home insurance providers in the United States.
Property and home insurance providers in Canada.
United Kingdom (UK)
Property and home insurance providers in the United Kingdom.
Property and home insurance providers in Ireland.
Property and home insurance providers in Australia.
New Zealand (NZ)
Property and home insurance providers in New Zealand.
If you could not find a property or home insurance calculator anywhere to get a quote for property or home insurance for your country. Please contact us and let us know.